It depends on how severe the injuries were. The question that you need to ask yourself is “Have I lost anything that can’t be replaced?” If all that you’ve lost is your car, or maybe a day or two at work, then you are probably feeling a sense of anger more than anything else. An insurance company will foot the bill for property damage or some minor medical costs. It’s when the injuries are severe enough to cause long term disabilities that the insurance companies tend to get tight fisted. In the case of severe injuries, you have to factor in things like lost income, lost future earnings, medical expenses, and emotional distress, should the situation call for it.